New homeowner

    Just bought a home?

    You likely picked your homeowners policy fast, in the middle of closing. Now that you've moved in, it's a good time to know what it actually says.

    Worth a closer look

    • What your dwelling limit is based on
    • How water damage differs from flood, and which one your policy addresses
    • Your liability limit
    • Your deductibles, including any separate wind or hail deductible

    See the New Homeowner Checklist

    Coverage rules and consumer resources vary by state. Find your state's insurance department

    Free quick checkUpload your policy · Full review $9

    Educational only, not insurance advice. Your policy always governs. Questions you may want to ask your licensed agent are included in every report.