Before You Need It: The What-If House

Roof: wind-damaged shinglesBathroom: a slow drip

Attic: a cute visitorYard: the neighbor’s treeFlood: water in the yardBasement: it came up the drainBedroom: the ring was in the box

Pick a spot. Most of the surprises are in the details.

Roof: wind-damaged shinglesAttic: a cute visitorBathroom: a slow dripYard: the neighbor’s treeFlood: water in the yardWater in the yard, up to the porch step. Same water, different answer.Basement: it came up the drainIt came up the drain. Backup is its own category.Bedroom: the ring was in the boxOne slot in the jewelry box is empty. Stolen and lost are different words.

0 of 7 areas explored

Ready to check your own policy?

Start My ReportSee a sample report

Works for homeowners, renters, condo and townhouse owners, and first-time buyers. No policy yet? The report works from your answers alone.

Text version

• Roof: wind-damaged shingles (available)
• Attic: a cute visitor (available)
• Bathroom: a slow drip (available)
• Yard: the neighbor’s tree (available)
• Flood: water in the yard (available) Water in the yard, up to the porch step. Same water, different answer.
• Basement: it came up the drain (available) It came up the drain. Backup is its own category.
• Bedroom: the ring was in the box (available) One slot in the jewelry box is empty. Stolen and lost are different words.

CoverageDecoder is educational only. It does not sell insurance and does not give advice about your specific policy. Your actual policy and a licensed agent control any decision.