Working from home

    Most home policies limit business equipment to a small amount, and liability for a client hurt at your home may not be covered at all. A laptop and a desk is one thing. Inventory, employees, or customers coming to the house is another. Your policy may offer an endorsement for a home business, or it may call for a separate policy. Ask your licensed agent how your policy treats your work.

    Fine Print, the CoverageDecoder mascot, working at a laptop in a home office

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    CoverageDecoder is an educational tool, not insurance advice. For decisions about your coverage, talk with your licensed insurance agent.